PYMNTS

NOVEMBER 13, 2018

Alloy’s Julieann Thurlow, CEO of Reading Cooperative Bank, said, “Community banks play a special role in the lives of our customers, but we don’t have the same IT and innovation budgets as the big banks to capitalize on that relationship.” The alliance includes a dozen firms that have between $251 million to $20 billion in assets.

Community Bank 183

Community Bank Community Fintech Arizona 183

PYMNTS

NOVEMBER 6, 2018

This kind of small business is a dying breed: recent stats from the RUPRI Center for Rural Health Policy Analysis at the University of Iowa found more than 16 percent of independent pharmacies shuttered their doors between March 2003 and March 2018, according to Washington Post reports. But these business owners need capital to expand.

Capital 130

Capital Iowa Management Community 130

Independent Banker

FEBRUARY 28, 2023

Successfully leveraging first-party data does come with a high price tag because of the required additional tools and resources necessary to own, understand and capitalize on such data. But that doesn’t mean you’re taking on all of that cost at one time.” Unreliable data creates missed opportunities. Take measures to protect data.

Community Bank 129

Community Bank Community Marketing Data 129

PYMNTS

JUNE 24, 2016

This week it was Minnesota, and then yesterday Walmart really got warmed up and announced the expansion of their new payments service in: Michigan, Virginia, the Carolinas, Indiana, Iowa, Kentucky, Nebraska, North Dakota, South Dakota, Tennessee, Louisiana, Missouri, Mississippi and Washington, D.C. A pretty clear-cut sizzle. Costco Card.

Lending 101

Lending Online South Dakota North Dakota 101

Jeff For Banks

DECEMBER 12, 2017

Total return includes two components: capital appreciation and dividends. That got regulator's attention in the form of a May 2011 Consent Order (CO). A princely some to a Bank with $107 million of capital at the time. This, naturally, eliminated many of the smaller, illiquid FIs. In 2007, the Bank had $1.1 Then, kaboom!

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

Gonzobanker

DECEMBER 19, 2022

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. 2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. Except maybe they did partly.

Community 216

Community Fintech Industry Innovation 216

CB Insights

NOVEMBER 9, 2017

That translates to staggering numbers of animals grown for food: there are over 30 million head of beef cows in the US, and 21 million pigs in Iowa alone. Together, the 7 largest meat companies combine for over $71B in market capitalization, with the largest, Tyson, boasting a $26B valuation. IndieBio & New Crop Capital.

Memphis 78

Memphis Marketing Capital Trends 78