Remove Capital Remove Comparison Remove Innovation Remove UX
article thumbnail

SMB Alt-Lending Gears Up For Another Industry Shakeup

PYMNTS

and other nations around the world as a result of the global pandemic continues to draw comparisons to the 2008 financial crisis — so it’s only natural that analysts may turn to the past in an effort to predict what could lie ahead. And it may be an opportunity for alt-lenders to once again initiate an innovation boom.

Lending 171
article thumbnail

Disrupting Insurance: The Other Financial Services Opportunity

Tefkin

In the last years, most of the focus on innovation in financial services has been, it seems, on banking (investing and lending) and payment. In the past 20 years, arguably the investment side of the insurance business has seen the most innovation. A classic case of Innovator’s dilemma. billions. A new carrier?

article thumbnail

Fintech’s Third Crisis is Tipping Point to a Digital-Only Future

Fintech Labs Insights

year run from high to low; for comparison the S&P dropped 48%). Companies were abandoned and it led to a 5- to 6-year drought in fintech innovation. And it took the rest of the decade for the capital to gravitate to all the good ideas. Projects were halted. Just as things were beginning to pick up with the so-called Web 2.0

Fintech 15