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The top-performing community banks of 2021

Independent Banker

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success. Philadelphia.

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Who were ICBA’s Top Lenders of 2022?

Independent Banker

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. Security Bank Midwest. By Ed Avis.

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Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Jeff For Banks

Finally, resolution of failing financial institutions requires that the deposit insurance fund be strongly capitalized with real reserves, not just federal guarantee.” And quite frankly, I did not know there were so many tranches to mortgage-backed securities. My lesson learned to the regulators, read your past lessons learned.

FDIC 78
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Peapack-Gladstone in N.J. Joins List of Small Banks Raising Capital

American Banker

has filed a shelf registration statement to sell as much as $100 million in securities. Peapack-Gladstone Financial in Bedminster, N.J.,

Capital 28
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A Financial Institution Investment Banker Had Questions. Here Are My Answers.

Jeff For Banks

Because an investor in an equity security should expect a 10+% total return. They should calculate their unique "well-capitalized" by estimating the risk on their balance sheet per balance sheet item, now and as projected. My guess is that if every bank did this, their target capital range (base + buffer) would be between 7%-9%.

NJ 60
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Unity Bancorp in N.J. Registers $50M in Securities for Future Sale

American Banker

has registered to sell up to $50 million in securities over time. Unity Bancorp in Clinton, N.J.,