NCR

NOVEMBER 22, 2016

The days when community banks and credit unions could stay behind the technology curve and still come out on top are long gone. Community banking has no future if leadership doesn’t wake to the new competitive reality and adapt some of their strategies and long-held biases in order to compete. Kill Your (Branch) Darlings.

Community Bank 40

Community Bank Community Leadership Branch Strategies 40

Independent Banker

JULY 31, 2022

Fallout from recent global events presents an obstacle to generating revenue for community banks. As we enter budgeting season, the answers might be found in a mix of strategies. It’s certainly an interesting time to be a community bank, but there are still plenty of ways to make efficiencies with an eye on profitability. ?

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Strategy Community Bank Louisville Community 135

Jeff For Banks

MAY 31, 2017

I think banks are closing branches for one reason: to cut costs and prop up their earnings and boost their stock price." Clearly he is not attending FinTech conferences. I sometimes quip that FinTech prognosticators are like futurists. Much like the credit union CEO thinks his branching strategy differentiates his CU.

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Branch Strategies DC Groups Fintech 60

The Financial Brand

MAY 12, 2021

The pandemic's impact has sharply revised the future of community and midsize institutions. Costs, revenues, distribution are all in flux. The post Outlook 2021: Banking Industry Trends & Challenges appeared first on The Financial Brand.

Trends 35

Trends Industry Community Branding 35

The Financial Brand

MAY 5, 2021

Debate has begun over the need for tighter rules to protect urban and rural communities. Here's what it could mean for the industry. The post Will New Administration Rewrite the Rules on Banking Mergers? appeared first on The Financial Brand.

Community 28

Community Branding Industry Branch Strategies 28

The Financial Brand

APRIL 28, 2021

Fintechs and other new competitors grab headlines, but banks and credit unions must still compete vigorously with each other right at home. The post Taking a Hard Look at the Banks Versus Credit Unions Rivalry appeared first on The Financial Brand.

Branding 32

Branding Fintech Branch Strategies Leadership 32

Fintech Labs Insights

AUGUST 21, 2015

Probably the best example of growing a franchise using branching (at least in the United States over the past 20 years), is Umpqua Bank. It grew from a small community bank to a west coast regional on the back of its innovative branching strategy (Warning! Do not try to copy this, it’s not 1995 any more).

Branch Strategies 12

Branch Strategies Seattle United States ATM 12