blogs retail-banking-in-2024-what-to-expect 
Perficient
APRIL 18, 2024
Open Banking is going to do for the banking industry what the introduction of the Apple smart phone did for cell phones. What is Open Banking? Traditionally, banks hoarded financial data, sharing it sparingly on a need-to-know basis.
FICO
JUNE 14, 2021
Invitations to buy even the smallest items on an installment plan seem to be everywhere online, and in-store, too: called “buy now, pay later” or BNPL loans, these offers let consumers buy what they want, now, and pay for it over time in four equal payments. of North American e-commerce payments by 2024, up from 1.6%
FICO
AUGUST 26, 2021
It’s a question FICO’s fraud head honcho, TJ Horan, pondered back in 2016 , when the nascent real-time person-to-person (P2P) payments service Zelle was relaunched by a small consortium of banks (see below). The second most popular app, Venmo, was used by 14% of consumers in 2020. COVID Has Given a Permanent Boost to Real-Time Payments?
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