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Young Consumers Love to “Buy Now, Pay Later” – Here’s What to Know About the Explosive Fintech Trend

Perficient

Buy now, pay later (BNPL) is a type of point-of-sale installment loan that partners with retailers to allow consumers to pay for their purchases in multiple equal payments. which is a huge draw to using BNPL as a non-cash payment method. What Are Some Buy Now, Pay Later Companies? Which one is best for me?

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June’s Top 12 Mobile Pay Moments

PYMNTS

And what better way to mark that milestone than with a monthly recap of the Top 12 news items in one major market in the payments ecosystem: mobile payments. Apple Pay — 20 Months In. It’s been 20 months since Apple Pay launched. How many consumers use Apple Pay? Visa’s NFC Payment Ring.

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Retail’s Voice-Assisted, Meatless Summer

PYMNTS

The service reached this milestone after recent rollouts in Alaska, Hawaii, Washington, Oregon, Idaho, North Dakota, South Dakota, Montana and Wyoming. The brand’s new Adapt Huarache shoes work with voice commands on Siri and Apple Watch , allowing owners to adjust the fit and to lace and unlace their sneakers.

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The 2022 GonzoBanker Awards

Gonzobanker

Senators Dick Durbin (D-IL) and Roger Marshall (R-KS) with a rare bi-partisan move showing that pinch-your-banker-and-hug-your-merchant is apparently as wholesome America as apple pie. Lincoln and LSBX continue to find new ways to develop and grow banking and payments revenue streams with their partners. Sam Bankman-Fried of FTX.

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A Deep Dive into the Distribution of the FICO Score Across the US

FICO

One driver of this observation is likely the FCRA-mandated seven-year purge rule for negative information, which means that missed payments reported in the 2007-2009 period (epicenter of the recession) have been dropping off of people’s credit reports. MSAs have also seen their average FICO® Scores increase since the great recession!