South State Correspondent

APRIL 4, 2024

Secular changes occur over many business cycles, tend to be slow-moving, and are more difficult to manage with business strategy. However, because bank capital has an average expected life of 15 to 20 years, bank managers must gauge and react to secular changes that will impact their business model.

Risk Management 195

Risk Management Community Bank Policies Community 195

South State Correspondent

NOVEMBER 9, 2023

Enterprise Continuous Threat Exposure Management While many banks are advanced in managing their ongoing exposure management, the pace of change is causing banks to rethink their cyber defense. At present, many banks utilize a variety of fraud and security tools that both overlap and have gaps in coverage.

Trends 195

Trends Technology Fraud Data 195

BankUnderground

MARCH 6, 2024

Paul and Zhou (2018) define refinancing risk as the potential inability of a borrower to secure new financing to replace existing debt coming due. However, in subsequent years, lessons learned from the financial crisis have paved the way for advances in risk management and more cautious lending practices. What is refinancing risk?

Policies 71

Policies Lending Data Marketing 71

CB Insights

MARCH 19, 2019

From enabling remote robotic surgery and widespread adoption of autonomous cars to improving crop and livestock management, 5G is poised to disrupt a plethora of the world’s biggest industries. With more connected smart grids, energy management will become more efficient, reducing electricity peaks and energy costs overall.

Industry 78

Industry Video Mobile Technology 78

FICO

APRIL 13, 2022

trillion by 2028. For consumers, contactless payments have given them convenience, ease and security. Will contactless payment open up potential new security issues? These cards can be used up to the limit three times in succession without facing a security check. Europe and the UK are currently leading the market.

Fraud 52

Fraud Marketing Payments Cards 52