South State Correspondent

JUNE 5, 2023

Community bank cost of funds is jumping up. As shown in the graph below, the net interest margin (NIM) for community banks declined 22bps in Q1’23. The question is – what will happen to community bank’s cost of funds from here?

Community Bank 195

Community Bank Community Industry Strategy 195

PYMNTS

JULY 25, 2017

“These are the people who are already over half the workforce and who are slated to be over three-quarters of the workforce by 2025. There are currently 13,000 community banks in the U.S., According to Passione, the new funds will go toward addressing their expanding demand among bank and credit unions.

Lending 100

Lending Community Bank Millennials Community 100

Abrigo

MARCH 17, 2022

Takeaway 3 Using stress testing scenarios helps banks and credit unions determine whether estimated loss rates will push projected capital levels below regulatory thresholds. Banks and credit unions must be able to adjust when necessary to ensure viability of the institution and the ability to supply capital to their local economy.

Capital 195

Capital Regulation Risk Management Community 195

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. Grab some popcorn and watch.

Fintech 194

Fintech Community Regional Technology 194