Jeff For Banks

FEBRUARY 1, 2019

Indeed, banks generally pull back on lending if longer-term loan rates are less than their cost of funds, which are generally based on shorter-term rates. The Outlook All indications are that GDP growth is slowing, reverting back to its “new normal” range than has been in place since 2011 of 2.0% and lower in 2020. Thanks for reading!

Marketing 60

Marketing Community Bank Community Risk Management 60

Jeff For Banks

OCTOBER 21, 2010

What is really needed is an approach to get banks back to lending, which is not helped by increased capital requirements and FASB’s proposal to subject loans to mark-to-market accounting, which could introduce frightening volatility into bank earnings and capital. When we needed action in the second quarter, the Fed did not act.

Taxes 60

Taxes Marketing Capital Policies 60

Jeff For Banks

OCTOBER 11, 2011

in the second quarter of 2011. It will take time, but eventually, companies and banks will seek higher returns and invest and lend. This will act like a tax cut at just the time when it seems Washington DC will not provide one. These actions someday will push consumers, businesses, and banks out of the liquidity trap.

DC 66

DC Security Washington Risk Management 66

Jeff For Banks

FEBRUARY 3, 2017

Since 2011, productivity has fallen by -.4%. Bank lending has not been the catalyst it used to be for improved growth in this recovery compared to prior ones; maybe we can point at regulation after regulation being forced onto banks and higher, more restrictive capital requirements. The last seven years are proof.

Marketing 60

Marketing Taxes Regulation US 60