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Are de novos making a comback?

Abrigo

The FDIC paper The Entry, Performance, and Risk Profile of De Novo Banks published in April 2016 reports that the number of de novo bank failures and acquisitions annually has drastically declined since 2010, primarily due to the fact that new bank formations have become nearly inexistent. A low interest rate environment 2.

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Reports of Small Business Lending’s Death are Greatly Exaggerated

Celent Banking

Let’s take a look at data compiled by the FDIC starting in 2010. The total dollar value of small business loans outstanding dipped slightly in 2011 and 2012, reflecting slightly smaller loan amounts, a result of tighter lending standards. Banks are happy to work with credit-worthy small businesses to meet their working capital needs.

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Banking's Total Return Top 5

Jeff For Banks

capital appreciation and dividends. For comparison purposes, here are last year''s top five, as measured during September, 2011: #1 BofI Holdings, Inc. #2 This has led to $863 million of covered loans (loss share arrangements with FDIC), and a yield on such loans of 8.69%, according to its latest investor presentation.

Texas 78
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Whatever Happened To…Kabbage

PYMNTS

The business made its first loans in May 2011, and now there are now about 335 employees in four locations including the U.K., That was a challenge that it was definitely unexpected where we had to come up with an alternative and now we’re happy to be working with an FDIC regulated bank.”. which was added in 2013. “We

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The Mother List of All Banking Books

Jeff For Banks

Inside the FDIC: Thirty Years of Bank Failures, Bailouts, and Regulatory Battles 2015 Louis D. Oil Capital: The History of American Oil, Wildcatters, Independents and Their Bankers 2016 Dwight L. Money and Power: How Goldman Sachs Came to Rule the World 2011 William D. Giannini: Banker of America 1994 Richard X.

America 78
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Are the regulators getting you down?

Jeff For Banks

The FDIC has nearly quadrupled its enforcement actions (“EA”) over the past three years. Why do many, if not most of these orders contain Articles relating to strategic and capital plans? Regulators must approve our initial business plans, capital plans, and various other operating procedures prior to granting a charter.

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Dr. Strangelove or: How Fintechs Will Learn to Stop Worrying and Love Regulation

FICO

In China, online P2P lending exploded in popularity, with the number of P2P lenders growing from 50 in 2011 to 6,000 in 2015. In India, online lending companies raised a record $909 million in venture capital last year (the third-biggest market behind the U.S. and China). And here’s the crazy part — that’s exactly what happened!