Abrigo

JULY 25, 2017

In a recent Sageworks webinar Robert Ashbaugh, senior risk management consultant at Sageworks, discusses High Volatility Commercial Real Estate (HVCRE) lending best practices. Ashbaugh goes on to demonstrate that the default rates for these loans did not peak until about 2009, and the ALLL did not increase until 2010.

Risk Management 150

Risk Management Management Capital Lending 150

Abrigo

MARCH 6, 2015

The reports were positive: all 31 stressed banks “passed,” showing that they are stronger than they have been at any time since the tests began in 2009, the Fed reported. During examination time, regulators are increasingly looking at a bank’s stress testing processes and resulting capital plans.

Risk Management 150

Risk Management Capital Community Bank Regulation 150

Gonzobanker

JULY 10, 2020

Regardless of their viewpoints on capital recovery, now is the time for banking leaders to reevaluate their planning strategies. In a recent Fortune survey, 55% of corporate executives said they expect to return to 2019 capital spending levels sometime in 2021. What businesses need capital in the interim? Risk Management.

Risk Management 88

Risk Management Capital Strategy social media 88

Abrigo

FEBRUARY 9, 2016

The following is an excerpt from the Sageworks whitepaper "Optimizing Capital: Challenges and Opportunities for Financial Institutions". Yet all financial institutions face internal and external challenges that place demands on personnel, time and – perhaps most importantly – on capital.

Compliance 150

Compliance Lending System Data 150

Jeff For Banks

MAY 20, 2017

and New York Community Bancorp called off their planned merger. Both institutions were over the CRE concentration guidelines, so putting them together would exasperate this risk, so the regulatory thinking must have been. Risk mitigants tend to lag growth, especially fast growth. And regulators are getting anxious.

Lending 60

Lending Regulation Community Community Bank 60

Jeff For Banks

JUNE 2, 2023

Finally, resolution of failing financial institutions requires that the deposit insurance fund be strongly capitalized with real reserves, not just federal guarantee.” To you, manage your interest rate risk. Before becoming desperate and trading interest rate risk for credit risk. What caused it?

FDIC 78

FDIC Community Bank Regulation Lending 78

Jeff For Banks

JANUARY 16, 2016

Between February and November, 2015, foreign capital was pulled out of the country to the tune of $843 billion. As a matter of fact, the formula has pointed to above 1% since 2009. Dorothy has been with Penn Community Bank and its predecessor since November, 2004. China is paying the price for these actions.

Community Bank 60

Community Bank Atlanta Data Marketing 60