2008, FDIC, Lending and Taxes - Community Banking Brief

Bank Customers Lose Real Money

Jeff For Banks

OCTOBER 15, 2021

Then, boom, the 2008 financial crisis. Heck, maybe there'll be a reassessment and your real estate taxes will go down. Taxes go down? Retiree: That's Not So Funny To the retiree that prefers the safe haven of FDIC insured deposits held at the local bank that lends it out locally, this is a serious issue.

Taxes

Taxes FDIC Guidelines Policies

Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Jeff For Banks

JUNE 2, 2023

The old borrow short, lend long strategy. I want to read to you the FDIC’s conclusion from their An Examination of the Banking Crisis of the 1980’s and Early 1990’s. Who would’ve thought lending $1 million to a San Francisco cab driver to buy a house at 100% loan to value would go bad? We took a serious reputational hit.

FDIC

FDIC Community Bank Regulation Lending

Community Banking Brief

Bank Customers Lose Real Money

Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

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