Jeff For Banks

NOVEMBER 3, 2023

Unsurprisingly, the largest declines occurred starting monthly in March, 2006 and on a y-o-y basis in September, 2006 and continued to November, 2009. We all remember the Great Recession, which began in 2007, but the LEI knew it as early as March, 2006. The largest monthly decline took place in May, 2009 at -27.2%

Marketing 85

Marketing Community Bank Policies Community 85

Jeff For Banks

MAY 20, 2017

Today, I read an American Banker article on how a multi-billion dollar bank is going to ramp up its business lending. Reading between the lines, this bank is likely over the CRE guidance levels, and were probably getting grief from their regulators about it. Risk mitigants tend to lag growth, especially fast growth.

Lending 60

Lending Regulation Community Community Bank 60

Jeff For Banks

AUGUST 12, 2018

After easing and keeping rates low for three years, the Fed began tightening from June, 2004 to June, 2006. In my career, I’ve lived through many years of the Fed raising interest rates and it’s my experience that they usually tighten too much and keep rates high for too long, just like in 2001 and 2006-2007.

Marketing 60

Marketing Philadelphia Omaha US 60

Independent Banker

SEPTEMBER 26, 2014

The good news is the law compels the federal banking agencies to review regulations they have issued to identify those that are outdated, unnecessary or unduly burdensome. The bad news is the first review, conducted from 2004 to 2006, was a bust. Community Bankers Chosen as CFPB Advisors. in Lowell, Mass.; in Lowell, Mass.;

Washington 70

Washington Fort Worth Regulation Community Bank 70