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Fintech Hall of Fame: The Top Digital Innovations in Financial Services

Fintech Labs Insights

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players.

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B2B FinTechs Diversify Funding Strategies With M&A, IPOs

PYMNTS

Talk of a decelerating FinTech venture capital market continued to mount this week with reports that digital banking startup Aspiration is struggling to raise money. million as it prepares to launch its lending-in-a-box offering, according to Asset Finance International. Bancorp in 2001 in a $2.1 Also in the U.K.,

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The 134 Fintech Unicorns of the 21st Century (Jan 2021 update)

Fintech Labs Insights

But given it’s position as powering alternative energy lending at the POS, it seemed to be more the former. To qualify, a company must have been founded in 2000 or later and have its primary business related to financial services including banking, savings, lending, investing, insurance, wealth management, SMB accounting and payroll.

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Top 26 Digital Lenders to U.S. Small Businesses (SMB, May 2021)

Fintech Labs Insights

Unfortunately, we didn’t track when the first business loan application went online, but it was likely a few years later, let’s call it 2000/2001. But as you can see from the chart below, the digital SMB lenders started in earnest during and right after the 2007/2008 financial crash. So, the capability has existed for 20 years.

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Top 33 Digital Lenders to U.S. Small Businesses (SMB) in Nov 2021

Fintech Labs Insights

Unfortunately, we didn’t track when the first business loan application went online, but it was likely a few years later, let’s call it 2000/2001. But as you can see from the chart below, the digital SMB lenders started in earnest during and right after the 2007/2008 financial crash. So, the capability has existed for 20 years.

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Fintech Labs Launches Space for Small Businesses to Connect with Digital Financial Services (Banks, Lenders, Insurers, Payment Processors, Accounting)

Fintech Labs Insights

We divided the products into five areas: Banking : We are tracking 12 challenger/neo-banks focused on U.S. Lending : Our largest category tracks 33 digital alt-lenders predominantly lending to small-and-medium U.S. Related: Top 17 Online Digital Corporate Credit Cards for Small Businesses (Feb 2022).

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The 260 Fintech Unicorns of the 21st Century (Oct 2021)

Fintech Labs Insights

5 Nov 2021. June 2021 round. 5 Nov 2021. 5 Nov 2021. July 2021 round. 5 Nov 2021. 5 Nov 2021. August 2021 exit to Square. 5 Nov 2021. Aug 2021 round. FTX Exchange. Oct 2021 round. 5 Nov 2021. New Zealand. Accounting. 5 Nov 2021. South Korea. Nov 2018 transaction. 5 Nov 2021. 5 Nov 2021. Wise ( TransferWise ). 5 Nov 2021. Jan 2016 round. Better.com.

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