article thumbnail

Call It Alt-Credit Or POS Lending, ‘Buy Now, Pay Later’ Just Got Bigger

PYMNTS

CEO Nick Molnar said in a statement that, “Afterpay and Google Pay give shoppers the ability to choose either physical or online shopping while still being able to budget their own money and avoid expensive loans, interest and fees — which has shown to attract new customers and drive more sales conversion for our retail partners.”.

Lending 130
article thumbnail

Digital Signatures Today

Independent Banker

In recent years, pen pads or “retail signature” devices have allowed us to move a stylus over a photosensitive pad to create a visible but pixilated signature, enabling us to import it into—or append it to—a given document, system, or both. But how does a bank establish that electronic signatures are legally binding—and enforceable?

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

2021 GonzoBanker Awards

Gonzobanker

Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Simultaneously the bank invested in Paladin Fraud, Trabian Technology, and Chartwell Compliance to provide compliance and risk management solutions in the complex and connected web of fintech partnerships.

Fintech 143
article thumbnail

The 2019 GonzoBanker Awards

Gonzobanker

So many miles to go, retail bankers! In a mature credit cycle with a tough yield cure, Chase is still growing retail revenue a 7+% and mobile banking users by 12+%. Best Consultant Layover Experience – Goes to the Prince Store next to the Delta Skyclub in Minneapolis-St. The Tech Award – Goes to Capital One. Might be time to.

Idaho 148
article thumbnail

Fintech Fundings: 38 Companies Raised $300 Million First Week of June

Fintech Labs Insights

Financing solutions for retailers & manufacturers. Retail finance gateway. HQ: Minneapolis, Minnesota. Tags: Advisors, institutions, investing, trading, risk management. Latest round: $20 million Series B. Total raised: Unknown. HQ: Bejing, China. Source: Crunchbase. Latest round: $13 million Series B.

article thumbnail

Fintech Fundings: 26 Companies Raise $280 Million in 4th Week of June

Fintech Labs Insights

HQ: Minneapolis, Minnesota. Retail investment product marketplace. Tags: Consumer, lending, underwriting, alt-lending, loans, personal financial management, P2P, person-to-person. Total raised: $3.1 Source: FT Partners. Expense compliance system. Latest round: $2.9 million Seed. Total raised: $2.9 HQ: Sunnyvale, California.