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California Homeowners Insurance: Get Proper Coverage at the Lowest Rates

MyBankTracker

San Bernardino $1,211 $45 more. San Francisco $1,076 $90 Less. San Diego $1,067 $99 less. Long Beach $1,049 $117 less. San Jose $997 $169 less. You can buy this through the National Flood Insurance Program. City Average rate $ difference from state average ($1,166). Oakland $1,227 $61 more.