article thumbnail

The ICBA 22/23 executive committee is all in

Independent Banker

We must continue to fight increased regulation, specialty charter considerations and the potential for more fintech access to traditional rails without the same oversight. Omaha, Neb. I believe that partnerships with community bank-focused fintechs is critical to our success, which is why the ICBA ThinkTECH Accelerator is so critical.

article thumbnail

Ballard Spahr Submits Comment Letter to OCC in Support of Proposed True Lender Rule

CFPB Monitor

Our letter draws on Ballard Spahr’s two-plus decades of experience in representing banks and savings associations (“Banks”) in establishing lending programs (“Bank-Agent Programs”) where a Bank obtains substantial assistance from a fintech or other non-Bank company (an “Agent”) to offer Bank loans to consumers or small businesses.

FDIC 78
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Who were ICBA’s Top Lenders of 2022?

Independent Banker

We worked with them with loans to buy equipment and vehicles for delivery and the beginning operational cash needs of the business,” Bunnell says. So, when the community bank’s leadership learned of a fintech that needed a bank partner to launch a credit-building tech product, they were intrigued. Wrentham Co-operative Bank.

article thumbnail

The Roil Over B2B Payments Rails

PYMNTS

Omaha, Nebraska — Buffet’s birthplace — was the home of the First Transcontinental Railroad , which made railroads an important part of the Omaha economy. What we do know is that, like anything else in payments, for it to work, it must operate at scale. And that seems a long way away. and San Francisco in 36 minutes.

Payments 192
article thumbnail

The Wit And Wisdom Of Investor Letters

PYMNTS

Moreover, Dimon warned that regulating the biggest banks in the United States out of existence won’t solve any real problems — just move the issue to Chinese shores, where big banks will still be able to operate. “I If not us, it will be someone else and, likely, a Chinese bank.”. So what did we learn this week?