CFPB Monitor
SEPTEMBER 10, 2020
Because CCBank is a state-chartered FDIC-insured bank located in Utah, Section 27(a) of the Federal Deposit Insurance Act authorizes CCBank to charge interest on its loans, including loans to California residents, at a rate allowed by Utah law regardless of any California law imposing a lower interest rate limit.
Independent Banker
SEPTEMBER 25, 2014
The better prepared, the less likely they are to run afoul of the continually shifting regulations. Regulators and industry consultants agree that community banks are generally doing a great job handling their regulatory oversight and requirements. in Kent, Ohio. Be aware of existing or emerging risk concerns.
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CFPB Monitor
MARCH 15, 2022
The OCC’s attempt to provide a clear bright line test for determining when a bank is the “true lender” in a bank-model program through a regulation was overturned by Congress under the Congressional Review Act.) Maryland, New York, North Carolina, Ohio, Pennsylvania, West Virginia, and Colorado.
Independent Banker
MARCH 15, 2015
Coldwater, Ohio. in Coldwater, Ohio, and ICBA’s incoming chairman, held fast to his community bank’s conservative lending practices. Coldwater, Ohio. Regulation Review Committee, vice chairman. FDIC Advisory Committee on Community Banking, member. Ohio Banking Commission, board member. By Kelly Pike.
PYMNTS
NOVEMBER 18, 2019
recorded its fourth bank failure this year — the first collapse of financial institutions since 2017, according to data from the Federal Deposit Insurance Corp ( FDIC ). Assets and deposits were assumed by Industrial Bank, a press release from the FDIC indicated. “On Resolute Bank in Maumee, Ohio closed on Oct.
Independent Banker
FEBRUARY 24, 2016
Coldwater, Ohio. Regulators Luncheon*. So we want our checking accounts to be FDIC insured. Get ready to learn, interact with your professional peers and be rejuvenated! General Session Speakers. Jack Hartings. ICBA Chairman, and President and CEO. The Peoples Bank Co. jjhartings. Josh Linkner. joshlinkner. Rebeca Romero Rainey.
CFPB Monitor
JUNE 15, 2022
Four Democratic members of the California state legislature recently sent a letter to the Federal Deposit Insurance Corporation (FDIC) urging the agency to take action against FDIC-supervised banks that partner with non-bank lenders to originate high-cost installment loans.
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