Jeff For Banks

MAY 20, 2017

And regulators are getting anxious. Both institutions were over the CRE concentration guidelines, so putting them together would exasperate this risk, so the regulatory thinking must have been. Reading between the lines, this bank is likely over the CRE guidance levels, and were probably getting grief from their regulators about it.

Lending 60

Lending Regulation Community Community Bank 60

Abrigo

SEPTEMBER 5, 2023

As the FDIC said recently: Exceptions to policy should be few in number and properly justified, approved, and tracked. If actual practices vary materially from the written guidelines and procedures, the source of this discrepancy should be identified, and either actual practices or the written policy should be changed.

Policies 195

Policies Lending Risk Management Examples 195

PYMNTS

MAY 24, 2016

You give them more time to pay, with better guidelines on how big a monthly payment can be and how long a loan can last.” On average, $430 represents 36 percent of the typical borrower’s paycheck before taxes. Pay and auto title loans are going to stay on the market, and the CFPB has no ability to regulate pricing.

Lending 103

Lending FDIC Maine Regulation 103

PYMNTS

APRIL 17, 2018

It caught the Treasury Department, which oversees financial services regulation for the cannabis sector via its FinCEN (Financial Crimes Enforcement Network) branch, off-guard. Our unbanked customers use our system to calculate payroll and taxes — and then they have to remit in cash. Those are separate issues,” he said.

Regulation 101

Regulation Taxes Compliance United States 101