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A Better Deal

Independent Banker

Tax credits for Main Street lending. Not satisfied with consumer lending, credit unions are seeking to expand their commercial lending authorities while virtually eliminating any restrictions related to their fields of membership. Chuck Johnston. By Chuck Johnston.

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Greenline Ventures Launches New Small Business Fund

PYMNTS

Denver-based Greenline Ventures is opening up a new fund to help finance small businesses in the U.S. The financing will leverage New Markets Tax Credits (NMTC), alongside private capital, to provide short-term financing to small businesses with competitive rates and flexible terms, the company said.

Denver 100
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Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Jeff For Banks

The old borrow short, lend long strategy. When the Taxpayer Relief Act of 1997 passed, the top capital gains tax rate was lowered, providing yet another incentive for equity speculators to pour money into the fledgling internet industry. We knew there was tremendous hubris in the subprime market. What caused it?

FDIC 78
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The top-performing community banks of 2021

Independent Banker

3-yr average pre-tax ROA. pre-tax ROA: 3.08%. pre-tax ROA: 2.83%. In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. pre-tax ROA: 2.68%. Molly Bennett, executive editor, Independent Banker.

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Fintech Fundings: 36 Companies Raise $480 Million Week Ending March 18

Fintech Labs Insights

million for its P2P lending platform for small businesses. Alt-lender focused on lending against existing automobile titles. P2P real estate lending marketplace. Peer-to-peer lending marketplace. HQ: Denver, Colorado. Tags: SMB, lending, P2P, peer-to-peer, underwriting, credit, investing, Finovate alum.

Company 12
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The Thinker

Independent Banker

Thoughtful lending and an open mind keep profits strong for incoming ICBA chairman Jack Hartings. in Coldwater, Ohio, and ICBA’s incoming chairman, held fast to his community bank’s conservative lending practices. Jack Hartings and Mindy Kremer, marketing director for Mercer Health Hospital in Coldwater, talk in a patient care unit.

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Fintech Fundings: 30 Companies Raised $330 Million First Week of August

Fintech Labs Insights

Middle market capital matchmaker. Lending marketplace for small businesses. HQ: Denver, Colorado. Self-employment tax payments. Fixed income markets enterprise software. Tags: SMB, payments, tax prep, accounting. Source: Crunchbase. AxialMarket. Latest round: $14 million Series C. Total raised: $44.7