article thumbnail

Best Community Banks to Work For 2022

Independent Banker

Community Financial Services Bank, Benton, Ky.; Bank of Montana, Missoula, Mont.; In our annual workplace survey, employees of ICBA’s best community banks to work for told us they benefit from engaging cultures, opportunities for advancement and innovative benefits. Bank of Montana: Breaking the mold. Bank of Montana.

article thumbnail

The top-performing community banks of 2021

Independent Banker

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success. Bank of Montana.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Rebeca Romero Rainey: We make every day better

Independent Banker

Community banks work hard to ensure that every day is just a little bit better than the last.”. As community bankers, we strive for excellence. In short, community banks work hard to ensure that every day is just a little bit better than the last. and visiting our chairman’s community bank, Bank of Zachary, in Zachary, La.

article thumbnail

Rebeca Romero Rainey: You are the backbone of our nation’s financing

Independent Banker

When I think about how the lending market has changed over the past decade, there is one consistent theme—community banks have been, and continue to be, the backbone of our nation’s financing. Despite regulatory hurdles and increased competition from nonbank providers, community banks thrive in both consumer and commercial lending.

article thumbnail

Federal DC Court Overturns Closed-End Loan HMDA Reporting Threshold

CFPB Monitor

The court noted the plaintiffs asserted “that HMDA data have been invaluable in ‘uncovering and addressing redlining, fair lending violations, and other inequitable lending practices’ over the decades.” Additionally, prior to that rule, the reporting of open-end lines of credit was optional, so there was no reporting trigger. .

DC 78
article thumbnail

Homegrown Lender

Independent Banker

Teton Banks, a $200 million-asset community bank, is located in central Montana. Although the bank provides other commercial and business loans, about two-thirds of the bank’s loan portfolio centers on agricultural-related lending. Inevitably, there will be bad weather, bad markets or family problems for customers.

Montana 70
article thumbnail

From Farce to Menace

Independent Banker

Last month the NCUA’s sweeping, 167-page proposal to hand federal credit unions virtually unlimited freedom to serve almost any person of any means anywhere rightly drew an avalanche of letters from infuriated community bankers. Certainly the NCUA’s obsessiveness in pushing against its regulatory limits has had almost no limits in years.