Jeff For Banks

MARCH 5, 2021

Shouldn't the CFPB work to address the impediments to starting a bank in LMI markets rather than punish community banks who scrambled to serve their customers when the economy shut down? The operating cost is largely attributable to the distribution through the branch network and regulation. The edited Q&A is below.

Regulation 78

Regulation Indiana Charlotte Community Bank 78

Jeff For Banks

MARCH 27, 2010

They troll the web for best rate banks, assuming one depository with FDIC insurance is no better than another. First Internet Bank of Indiana is primarily a pure Internet play that does not enjoy the same brand splash as ING. Internet depositors most likely have no affinity for the bank in which they do business.

Indiana 60

Indiana FDIC Strategy Regulation 60

Jeff For Banks

SEPTEMBER 10, 2011

Last post was dedicated to the #5 Bank, German American Bancorp of Jasper, Indiana (see post here ). Bank of the Ozarks began in 1903 as a small community bank in Jasper, Arkansas, and by 1937, included an additional bank in Ozark, Arkansas. I will review my top five in descending order. billion bank with a 3.60% ROA year to date.

Arkansas 66

Arkansas South Carolina FDIC North Carolina 66