South State Correspondent

NOVEMBER 15, 2022

While return on equity (ROE) is a good measure of bank performance, it is helpful for bank managers to know the spread between ROE and a bank’s cost of equity. The greater the spread, the greater the value creation and the more a bank is worth. You can reverse engineer it as the St. What It Means.

Capital 195

Capital How To St. Louis Community Bank 195

Abrigo

FEBRUARY 25, 2022

Takeaway 1 Many banks and credit unions want to win more business loans but will face higher rates and more competitors. Takeaway 3 Technology allows lenders to blend these approaches while achieving greater economies of scale. Is making more business loans a top focus at your bank or credit union this year? Siems, Jonathan A.

Lending 195

Lending St. Louis Community Survey 195

Independent Banker

JUNE 30, 2022

A new approach to loan protocols is just one way for community banks to grow in new and different directions. Amid changing economic conditions and rising rates, it’s a good time for community banks to re-evaluate their loan strategy with an eye on adaptability. David, Community Bank Consulting Services, Inc.

Lending 103

Lending Strategy Community Bank Community 103

ABA Community Banking

APRIL 24, 2020

After a career as a nonprofit executive, Midwest BankCentre Chairman and CEO Orvin Kimbrough discusses the unique perspective he brings to his role and how his bank is reaching underserved communities in the St. Louis area. The post CEO Q&A: Opportunity Rising in the Midwest appeared first on ABA Banking Journal.

St. Louis 98

St. Louis Community Leadership Community Bank 98

Abrigo

APRIL 22, 2024

Takeaway 3 Depository lenders are enhancing their lending procedures and technologies to meet institution risk and return requirements as they grow. Dynamic market Small business lending by banks & credit unions Small businesses are a pillar of the U.S. Louis Fed : [S]mall-business loans—i.e., economic ecosystem.

Lending 243

Lending St. Louis Community Marketing 243