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Community banks are thriving in Texas

Independent Banker

Ken Finley, president of Johnson City Bank, in downtown Johnson City with Shannon Sultemeier, executive vice president (left); and Brenda Haynes, vice president/cashier (right). With the record growth of San Antonio, Houston and Austin, southern Texas is becoming a hub for business. Photo by Dennis Burnett. By Mindy Charski.

Texas 182
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Trust and tax services: Worth offering?

Independent Banker

To satisfy the banking needs of some commercial and high-net-worth clients, some community banks provide trust and tax strategy services. These banks report that specialized services are a way to deepen their already close customer relationships. United Community Bank in Mount Sterling, Ill., By Don Sadler.

Taxes 91
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15 Minutes With … Jimmy Rasmussen

Independent Banker

President and CEO for the $543 Million-Asset HomeTown Bank, N.A., in Galveston, Texas. IB: You were recently reelected to serve a second term on the Federal Reserve Bank of Dallas board of directors. Group 3 includes the smallest banks in the state with the majority in rural areas. Photo by Robert Seale.

Dallas 131
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Millennial’s Matter to Bank Marketing

Long Lasting Ideas

But how do we attract a generation that communicates phone-to-phone and text to text, not face to face? Believe it or not, this is a slice of the market that in some cases has never opened the doors of a bricks-and-mortar branch bank or learned how to write a check. My son did the same with no plans to return. Read more: [link].

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Bankers: Is your strategy the same as your competitor?

Jeff For Banks

To exemplify, here are three Texas bank''s "Business" and "Business Strategy" sections to their most recently filed 10k. I picked Texas because of their perceived independent streak. The Bank also offers wealth management and trust services. We focus our marketing efforts in three areas. Independent?

Strategy 101
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Who were ICBA’s Top Lenders of 2022?

Independent Banker

The Peoples Bank helped the Jones family of Legacy Dairy in Hiseville, Ky., From left, Ally Jones; bank chairman, president and CEO Terry L. Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. American Bank, National Association. First Southern Bank.