Long Lasting Ideas

JUNE 8, 2016

Often in this space, we’ve written about how Washington has made community banks its personal punching bag. Sarbanes-Oxley, Dodd-Frank, the FDIC and other financial regulators – as well as Congress and the White House — have not been friendly to community banks, all while bailing out Wall Street big boys.

Washington 40

Washington Community Bank Community FDIC 40

Long Lasting Ideas

AUGUST 15, 2018

A couple of years back in this blog, we noted with more than a dash of skepticism that the FDIC was trying to make it easier for new banks to test the financial waters. Continue reading Anyone interested in a de novo bank? at Bank Marketing Strategy + Ideas.

FDIC 51

FDIC Marketing Strategies Strategy Marketing 51

Long Lasting Ideas

JULY 28, 2016

These days, when some in the political circle are calling for an expansion of Dodd-Frank, the chairman of the FDIC, Martin Gruenberg decided in April to ease regulations in an effort to try to jump start the creation of new banks. Continue reading FDIC’s welcome sign for de novos might as well be unplugged.

FDIC 40

FDIC Marketing Strategies Strategy Regulation 40

Long Lasting Ideas

MARCH 3, 2016

FASB’s complex proposal (Current Expected Credit Loss, or CECL) would force community banks to record a provision for credit losses the moment they make a loan. at Bank Marketing Strategy + Ideas. Let’s look back a few years at around 2007 and 2008, around the time of the Great Recession.

Community Bank 40

Community Bank Marketing Strategies Community Regulation 40

Long Lasting Ideas

JULY 25, 2018

When Congress passed the White House-backed tax reform legislation late last year, we at BankMarketingCenter.com tried to strike a positive chord, pointing to community banks that had increased wages and bonuses for employees. at Bank Marketing Strategy + Ideas. percent increase in first quarter net income.

Taxes 40

Taxes Maine FDIC Marketing Strategies 40