PYMNTS

SEPTEMBER 17, 2019

Interest rates on pawn loans vary as they are regulated by states. At the low end of the spectrum, consumers will pay an APR of 25 percent a month, roughly comparable with a high-rate credit card. It’s also possible to sell items at a pawn shop — usually one will get a lower offer on a buy vs. on a loan.

Ohio 151

Ohio Lending Iowa South Dakota 151

Independent Banker

FEBRUARY 28, 2023

From these actions, community banks receive data on their income, home address, email address, credit card debt, employer and financial products they want to learn more about. It happens every time they open a checking account, apply for a mortgage, make a direct deposit, log into a bank’s website or chat with a banker, and more.

Community Bank 129

Community Bank Community Marketing Data 129

Independent Banker

SEPTEMBER 30, 2021

Once, before a holiday weekend, a customer messaged the bank to say that her ATM card wasn’t working. Another reason pen tests are increasingly common is that regulations and PCI compliance require banks to furnish annual pen test results. Hill arranged for a banker to call the customer after hours. “I

Community 139

Community Community Bank social media Security 139

PYMNTS

JUNE 24, 2016

This week it was Minnesota, and then yesterday Walmart really got warmed up and announced the expansion of their new payments service in: Michigan, Virginia, the Carolinas, Indiana, Iowa, Kentucky, Nebraska, North Dakota, South Dakota, Tennessee, Louisiana, Missouri, Mississippi and Washington, D.C. Costco Card. Online lending .

Lending 101

Lending Online South Dakota North Dakota 101

Gonzobanker

DECEMBER 19, 2022

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. Acronym of the Year – CCCA (Credit Card Competition Act). Goes to Lincoln Savings Bank – Iowa (LSBX). Goes to Sen. talent market.

Community 216

Community Fintech Industry Innovation 216