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5 Actionable Insights From 2Q 2022 Bank Earnings

South State Correspondent

Insights Based on 2Q Bank Earnings. Insight #1 – Deposit & Margin Management: Deposit runoff has started and will make it to community banks by October. For 2Q, larger community banks lost about 0.3% of their deposits, and small banks were either flat or continued to gain.

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When (and Why) Branches Don’t Fall Off

NCR

No one denies that online and mobile tools—particularly the deluge of apps that banks have developed and released—have changed many customers’ interaction with the local retail outlet. What if the real surprise is not how many branches have been shut down, but how many have not?

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