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Mike Randall, a co-founder of Greenwood, wanted to address the specific issue of bank branches being replaced by check cashing places that charge absurdly high-interest rates. To offer another example of a bank consciously aimed at supporting the underserved, Forbes just recognized Quontic as the number one “best overall online bank.”

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And that is a bank – one with FDIC insurance and safeguards that keep their money safe. 93 percent had a bank account. Banks have that base of trust, and the ability to engage with customers,” Oosthuizen added. People want to keep their money in a place that consumers trust,” Webster’s article stated.

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3 Ways Financial Institutions Can Step Up for Underserved Communities

Why The Bank-FinTech Relationship Is More Complicated Than Conflicted

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