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Efficiency now: 8 smart strategy tips

Independent Banker

Source: Bankrate Second-Quarter 2022 Economic Indicator. In 2022, things changed with whiplash speed, as the Fed hiked interest rates to quell inflation, the mortgage refinance market dried up and the effects of macro changes, from the Russian invasion of Ukraine to a talent shortage, began to be felt keenly.

Strategy 135
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The community banks standing by hospitality customers

Independent Banker

Industry data clearly shows that recovery is underway, although some segments and regions are faring better than others. Hospitality lending is a natural fit for the State Bank of Texas. We are going to look at who we’re lending to first.”. New loan demand returns. billion-asset, family-owned community bank. and ADR by 6%.

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2021 GonzoBanker Awards

Gonzobanker

Then right back to the impossible in 2022. From nowhere, sizable regional players are being created. million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. We can’t wait to see next year’s successes.

Fintech 143
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FinCEN reissues real estate Geographic Targeting Orders

Abrigo

Real estate lending BSA training should include GTO guidance , specifically on how to identify red flags at loan origination. 26, 2022 , t he Financial Crimes Enforcement Network (FinCEN) reissued its Geographic Targeting Orders (GTOs) to expand its designated United States metropolitan areas. Expanded efforts.