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We analyzed 7 of the fastest-growing personal finance apps of all time to figure out the secrets to their success — here’s what we learned

CB Insights

At the time of acquisition, it had 700,000 users and had processed about $12 billion in transactions since its launch in 2013. Instead, PFM tools operate according to something more like what you might call “quality of life effects.” Acorns built its CAC-lowering referral program in two parts. Acorns, at $4.50

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