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Banks Keep SMB Lending Gains Rolling

PYMNTS

Analysts pointed to overall economic growth as a key factor behind big banks’ willingness to finance SMBs, pointing to better-than-expected second quarter economic growth. Regional and community banks also saw their small business loan approval rates increase, with small banks approving 49.8

Lending 102
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Lending to nonprofits: Considerations for credit analysis

Abrigo

nonprofits are also opaque, considering only a small percentage is required to file some version of Form 990, the return for organizations exempt from income tax. Based on filings with the IRS, however, reporting nonprofits’ revenues and assets grew more quickly between 2012 and 2013 than did their expenses, the Urban Institute said.

Analysis 150
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How About Profits in the Branch of the Future?

Jeff For Banks

“[Sample] Bank has reinvented banking with the opening of the [Branch of the Future]. To experience the future of banking today, simply step across the threshold.” So went the 2012 press release announcing the opening of the next generation of the bank branch. Not very inspiring.

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Wading Through the Waters

Independent Banker

Recently Congress passed the Biggert-Waters Flood Insurance Reform Act of 2012, followed by the Homeowner Flood Insurance Affordability Act of 2014 (HFIAA). Both of these laws pointedly changed the National Flood Insurance Program requirements over which of the banking agencies have jurisdiction. taxes and insurance.

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Banking's Top 5 in Total Return to Shareholders: 2017 Edition

Jeff For Banks

billion in asset company headquartered in West Virginia, providing community banking services primarily in the Eastern Panhandle and South Central regions of the state, and the Northern and Shenandoah Valley regions of Virginia. In 2012, the company had net income of $7.0 In 2012, the company had net income of $7.0

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Guest Post: Financial Markets & Economics Update by banker Dorothy Jaworski

Jeff For Banks

The markets believe the chance of tax hikes, repeals of tax cuts, and gigantic initiatives are greatly diminished. Previously, researchers in 2012 discovered its most famous particle, the Higgs Boson, which is a key building block of the universe. Stock prices are rising strongly, but bond prices have fallen from their highs.

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Dynamic Duo

Independent Banker

From opposite political directions, Senators Shelby and Brown stand on point to greatly influence community banking’s agenda in the next Congress. The mix of contrasts and similarities of Shelby’s and Brown’s perspectives and policymaking portend an active session for community banking’s agenda in the new 114th Congress.