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AltFin’s Bumpy Ride Into An Uncertain 2019

PYMNTS

percent since 2012. Capital One and Discover have both announced that they will be tightening their underwriting standards in the new year, and Goldman Sachs has gone from plans of expanding its online consumer credit product Marcus to plans of reining it in somewhat next year. According to the Federal Reserve , U.S. trillion, up 18.5

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The Periodic Table of Tech in India

CB Insights

Our periodic table consists of 3 components: a selection of companies that have come to define tech in the country, the investors (including venture capital, corporations, and corporate venture capital arms) that support them, and notable exits from recent years. Venture Capital. Click the image below to enlarge.

Capital 53
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Killing The I-Bank: The Disruption Of Investment Banking

CB Insights

In the US, legislation emerged to forbid investment banks from prop trading, or trading with their own capital, and forcing them to keep more capital on hand. When Facebook went public in 2012, the stock fell 15% in its first few days on the market. STAYING PRIVATE.

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Apple’s $250B Cash Hoard

PYMNTS

Most of that money is parked off-shore, a situation that President Trump seems to be aiming at ameliorating with a one-time tax holiday on corporate funds brought home paired with reforms that will lower corporate taxes. soil would give Apple flexibility to do more capital returns — though what that might look like remains unknown.

Apple 137