Jeff For Banks

JUNE 4, 2018

"The FDIC recently has observed instances of liquidity stress at a small number of insured banks." So opened the Summer 2017 FDIC Supervisory Insights issue. The national average rate for a money market account at the end of last year was 0.09%. And so went your exams. What would you do? Prepare for that.

FDIC 60

FDIC System Regulation Conference 60

Jeff For Banks

OCTOBER 4, 2014

Now the amount of money in US registered investment companies exceeds that in FDIC insured banks. But wait, ING Direct grew to $92 billion in assets until ING Group divested it to Capital One. Lending Club funded $5 billion in loans since its founding in 2007. Was Vanguard a disruptor? Was ING Direct a disruptor?

Technology 105

Technology Cyber Security FDIC Strategy 105

Jeff For Banks

DECEMBER 26, 2012

capital appreciation and dividends. This has led to $863 million of covered loans (loss share arrangements with FDIC), and a yield on such loans of 8.69%, according to its latest investor presentation. To be fair, Access National is headquartered in Reston, VA, one of the best banking markets in the country. Well done! #3.

Texas 79

Texas National FDIC Capital 79

Jeff For Banks

APRIL 14, 2022

2019 Mehrsa Baradaran Baradaran, Mehrsa The Color of Money: Black Banks and the Racial Wealth Gap 2019 Neil Barofsky Barofsky, Neil Bailout: An Inside Account of How Washington Abandoned Main Street While Rescuing Wall Street 2012 Patricia Beard Beard, Patricia Blue Blood and Mutiny: The Fight for the Soul of Morgan Stanley 2007 Ben S.

America 78

America National Denver United States 78

Jeff For Banks

MAY 20, 2017

To remind readers, in 2006 the OCC, Federal Reserve, and FDIC issued joint interagency Guidance on Concentrations in Commercial Real Estate Lending. Construction concentration criteria : Loans for construction, land, and land development (CLD) represent 100% or more of a banking institution's total risk-based capital.

Lending 60

Lending Regulation Community Community Bank 60

Jeff For Banks

JUNE 24, 2010

Our current slump, which started at the end of 2007 was real estate driven. dropped 24% from 2007 through the first quarter 2010. A bank this regulator examined was increasing the level of CRE on its books beyond the 300% of capital target. How will these conflicting views on real estate work itself out over the near term?

Lending 66

Lending FDIC Regulation Regional 66

CB Insights

DECEMBER 4, 2019

Below is a timeline of some of the major Amazon Pay milestones: Amazon’s first known payments product, Pay with Amazon, launched in 2007. In 2007, the company also invested in Bill Me Later (fka I4 Commerce). An RBC Capital Markets report put the average annual sales of an Amazon Go location at about $1.5M. business.

Cards 101

Cards Lending Strategy US 101