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EMV migration myths: three lessons for the US market

Banking 2020

So what can the US market expect to happen after the liability shift? Fraud from counterfeit cards in the UK declined 56 per cent from 2005 to 2013. But card-not-present fraud increased 79 per cent from 2005 to its peak in 2008. The US market is very different to those that have migrated to EMV before it. billion in 2018.

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Top Performer: Retail-Funded Bank Model

Banking 2020

A recent study by the Bank of International Settlements (BIS) has placed retail-funded banks in a new and even more positive light. The study consisted of 222 lenders for the period 2005-2013 which found that commercial banks that are funded mainly by retail deposits have the highest average return on equity (ROE) of 12.5%

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Traditional Banks v. Alternative Lenders: How Goliath Can Beat David

Banking 2020

Kyle Enger, known for his thought leadership in the world of relationship banking on the West Coast said it best, “Traditional banks have to embrace digital lending in their hometowns to compete.”. Here are a few ways Kyle described how this concept might work: Marketing to the local community and actively becoming a part of it.

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The Mother List of All Banking Books

Jeff For Banks

2019 Mehrsa Baradaran Baradaran, Mehrsa The Color of Money: Black Banks and the Racial Wealth Gap 2019 Neil Barofsky Barofsky, Neil Bailout: An Inside Account of How Washington Abandoned Main Street While Rescuing Wall Street 2012 Patricia Beard Beard, Patricia Blue Blood and Mutiny: The Fight for the Soul of Morgan Stanley 2007 Ben S.

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