US Bankcards Industry Benchmarking Trends: 2023 Q1 Update
FICO
JUNE 1, 2023
Rates typically peak after holiday shopping then come down as consumers receive their tax refunds and use it to pay down debt. If you are a Risk Manager, you should be reviewing lending strategies to ensure customers are receiving the right treatment across the lifecycle and getting the help that is needed if debts cannot be fulfilled.
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