US Bankcards Industry Benchmarking Trends: 2023 Q1 Update
FICO
JUNE 1, 2023
Census Bureau reports advanced estimates that retail sales were down 1.2% The data sample comes from FICO client reports generated by FICO® TRIAD® Customer Manager and Adaptive Control System solutions. Rates typically peak after holiday shopping then come down as consumers receive their tax refunds and use it to pay down debt.
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