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The case for end-to-end digital lending

Independent Banker

Demand for digital banking products and services is on the rise across different geographic markets and customer demographics. “In It has also added tools that help to more easily digest documents and that sync with different outlets to get items such as tax returns, pay stubs and bank statements. “At

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The top-performing community banks of 2021

Independent Banker

3-yr average pre-tax ROA. Ultima Bank Minnesota. pre-tax ROA: 3.08%. pre-tax ROA: 2.83%. pre-tax ROA: 2.68%. 3-yr average pre-tax ROA. pre-tax ROA: 2.68%. In true community bank fashion, each has its own story to tell and its own path to success. Molly Bennett, executive editor, Independent Banker.

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How community banks can help young homebuyers

Independent Banker

According to the 2022 Home Buyers and Sellers Generational Trends Report published by the NAR, there are some clear generational trends in the homebuying market. Younger millennials and Gen Z buyers—those born after 1980—represent 45% of the total homebuyer market. So how can community banks help? Click to enlarge.

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Fintech Fundings: 26 Companies Raised $530 Million Third Week of July

Fintech Labs Insights

Digital wealth management platform. Employee expense reporting management. Mobile payments & personal financial management. HQ: Minneapolis, Minnesota. Tax filing portal. AI for detecting stock market manipulation. Tags: Consumer, tax prep, payments. Latest round: $60 million. Source: Crunchbase.

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Fintech Fundings: 36 Companies Raise $480 Million Week Ending March 18

Fintech Labs Insights

Stock market charting tools. Lien rights management. Tags: Advisors, investing, social, marketing, sales, trading. Latest round: $52 million (post-IPO equity). Total raised: $75+ million. HQ: Atlanta, Georgia. Source: Crunchbase. Cumulus Funding. Personal loans repaid by share of income. Total raised: $31.85 Latest round: $5.6

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Banking's Top 5 in Total Return to Shareholders: 2017 Edition

Jeff For Banks

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments. Actually, the Bank had a one-time after tax litigation settlement (from a 2002-04 event) of $6.2

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Fintech Fundings: 35 Companies Raise $470 Million the Third Week of June

Fintech Labs Insights

Income tax prep. Research management software for investors. HQ: Minneapolis, Minnesota. Alt-investing in emerging markets. HQ: Minneapolis, Minnesota. Tags: Consumer, SMB, personal financial management (PFM), expense reports, employees. Latest round: $46.76 million Series C. Total raised: $71.56 PromisePay.