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California Homeowners Insurance: Get Proper Coverage at the Lowest Rates

MyBankTracker

Sacramento $1,094 $72 less. Long Beach $1,049 $117 less. You can buy this through the National Flood Insurance Program. City Average rate $ difference from state average ($1,166). Los Angeles $1,285 $119 more. Oakland $1,227 $61 more. San Bernardino $1,211 $45 more. Fresno $1,144 $22 less. San Francisco $1,076 $90 Less.