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Excited To Help People

Independent Banker

“Once he gets his mind set, a plan forms and then becomes a very calculated reality,” offers Tara Salinas, the bank’s marketing and business development officer. When Gowen first arrived at Merchants & Planters in 1983 to serve as its president and senior lending officer, the bank had two branches and $47 million in assets.

St. Louis 105
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Regulation and Compliance: Ready for Review

Independent Banker

Coming after a long period of economic weakness including in real estate markets, a return to loan growth is regarded in general as a welcome development,” Barr offers. “So However, as the expansion proceeds and bank lending continues to gain steam, sound principles of loan underwriting and concentration management must be remembered.”.

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Top 63 Online Digital Banks for U.S. Consumers (Nov 2023)

Fintech Labs Insights

The legacy players held their market share by providing digital services deemed “good enough” to retain customers loath to switch banks. 257 $45 36 Bambu 39 2016 Memphis 166,000 2.3 The first, online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. 8,860 $2,300 6 Upgrade 1426 2016 SF 3,013,000 4.5

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Who were ICBA’s Top Lenders of 2022?

Independent Banker

Here, we highlight some of last year’s most successful loan producers in the areas of agriculture, commercial and consumer/mortgage lending. The score combines the average of the bank’s percentile rank for lending concentration and for loan growth over the past year in each lending category. By Ed Avis. Methodology. AGRICULTURE.

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DOJ announces major new initiative targeting redlining; DOJ/CFPB/OCC settle redlining lawsuit against Mississippi-based national bank

CFPB Monitor

The Biden Administration’s prioritization of fair lending as a law enforcement focus took center stage last week with the announcement that the U.S. Attorneys’ Offices “as force multipliers to ensure that fair lending enforcement is informed by local expertise on housing markets and the credit needs of local communities of color.”.