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The top-performing community banks of 2021

Independent Banker

3-yr average pre-tax ROA. pre-tax ROA: 3.08%. pre-tax ROA: 2.83%. In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. pre-tax ROA: 2.68%. 3-yr average pre-tax ROA. Less than $300 million.

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Oportun Personal Loans Review: For Borrowers With No Credit

MyBankTracker

APRs are lower than predatory lending options. While the loans are very expensive, they offer a middle ground between traditional loans and potentially predatory payday lending. Unlike Oportun, traditional lenders usually look at your credit score when making a lending decision. Designed for borrowers with no credit.

Idaho 52
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Possible Finance Personal Loans Review

MyBankTracker

APRs are lower than predatory lending options. Possible Finance provides its loans to people with poor or no credit, which means it takes on more lending risk than a traditional lender that looks for customers with strong credit history. Are Personal Loans Taxable or Tax-Deductible? Designed for borrowers with bad credit.

Texas 52
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The 2018 GonzoBanker Awards

Gonzobanker

Goes to Idaho Central Credit Union , which has certified more than 150 employees in Spanish-speaking skills while making a bilingual experience available through the organization’s website, branch, telephone, email and chat channels. This award goes to Ally Bank ’s mind-numbingly fast growth in its auto lending unit.

Fintech 101
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Dynamic Duo

Independent Banker

The signature regulatory relief bill that garnered the most co-sponsors was the Community Lending Enhancement and Regulatory Relief Act (CLEAR Relief Act). Mike Crapo, Idaho. Broaden use of five-year-loss carry-back tax provision. Bar “disparate impact” causes of action relating to fair lending. Senate Banking Committee.