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California Homeowners Insurance: Get Proper Coverage at the Lowest Rates

MyBankTracker

Oakland $1,227 $61 more. Fresno $1,144 $22 less. You can buy this through the National Flood Insurance Program. . $600,000 dwelling/$100,000 liability $2,278. 600,000 dwelling/$300,000 liability $2,308. City Average rate $ difference from state average ($1,166). Los Angeles $1,285 $119 more. San Bernardino $1,211 $45 more.