PYMNTS
DECEMBER 6, 2018
Additional violations would fall under the consumer fraud act, which means retailers could face penalties of up to $20,000. The eCommerce giant operates a cashless Amazon Books store at Garden State Plaza, a mall in Paramus, N.J. Businesses would receive a $2,500 fine for a first offense, and $5,000 for a second.
CFPB Monitor
NOVEMBER 7, 2019
The federal Fair Credit Reporting Act requires CRAs, upon a consumer’s request, to disclose all information “in the consumer’s file” and provide a free copy of the consumer’s credit report without charge if the consumer’s file contains a fraud alert. Constitution.
CFPB Monitor
AUGUST 7, 2019
On July 30, 2019, Acting New Jersey Governor Sheila Oliver signed into law SB 1149 , which requires student loan servicers to be licensed, creates an Office of the Student Loan Ombudsman within the NJ Department of Banking and Insurance, imposes various requirements, and prohibits certain conduct. Licensing requirement.
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