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Consumer Lending Compliance: Hot-Button Issues to Monitor

Abrigo

You might also like this webinar, "Consumer Lending 101.". Takeaway 1 Risk tied to consumer lending compliance has been elevated as a result of the pandemic and associated operating challenges. Takeaway 2 Major consumer compliance laws for lenders include Reg B for fair lending, and the Truth in Lending Act (TILA). . Pandemic Issues.

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The Future of Noninterest Income at Financial Institutions

Abrigo

You might also like this webinar: "Is inflation the big gift to your 2022 earnings?". To remain competitive, some of the nations’ largest banks have introduced new products. Noninterest income drove 20% of community banks' net operating revenue in 2019, down from 22% in 2012, according to a recent FDIC study. Keep me informed.

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How the 2022 Stress Test Scenarios Can Help Small Banks & Credit Unions

Abrigo

Agencies note that existing guidance, including that covering interest rate risk management, commercial real estate concentrations, and funding and liquidity management (among others), continues to apply. Prudent stress testing as a risk management tool helps the enterprise see where the potential pitfalls are in their plans.

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The Current Banking Crisis – 10 Not So Apparent Lessons

South State Correspondent

While we wrote about the root cause of the failure of Silicon Valley Bank (SVB) HERE , the lessons of the current banking crisis go beyond interest rate risk management. While interest rate risk caused the most significant impact on value, several other factors contributed to the terminality of each bank that was closed.

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10 Top Banking Podcasts You Should be Listening to

Abrigo

Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. We have webinars , whitepapers , and other resources to make your job easier. Lending & Credit Risk. keep me informed.

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