Perficient

NOVEMBER 10, 2023

Retail banks respond to the Federal Reserve’s short-term interest rate adjustments with corresponding changes in lending and deposit rates. This bank maintained consistent interest rates on transaction accounts without mergers or branch closures during the study period.

Risk Management 221

Risk Management United States FDIC Compliance 221

Gonzobanker

JUNE 14, 2023

Cross River Bank recently found itself in hot water with the FDIC when the agency declared that the bank engaged in unsafe or unsound banking practices in relation to its compliance with fair lending laws and regulations, specifically the Equal Credit Opportunity Act and the Truth-in-Lending Act. If only it were so easy.

Compliance 109

Compliance FDIC Strategy Fintech 109

Abrigo

MARCH 2, 2023

Experts have highlighted numerous lessons from Southwest’s experience, many of which can benefit bank and credit union executives, regardless of their institution size, as they manage competing priorities for spending and growth initiatives on banking solutions. A failure in back-office technology directly affects customer experiences.

Technology 195

Technology Lending Community Software 195

Abrigo

SEPTEMBER 15, 2022

Monitoring construction loans improves outcomes, study finds. You might also like this webinar, "How to manage a high-performing construction loan portfolio." Bank monitoring in construction lending. On-site inspections.

Study 195

Study FDIC Lending Risk Management 195

Abrigo

NOVEMBER 29, 2021

Financial institutions generate most of their income by lending and investment activities. A recent study by the Cleveland Fed noted that traditionally, noninterest income is only 30% to 40% of small banks’ operating revenue, compared with over half of large banks’ revenue. Drive growth with integrated risk management.

Community Bank 195

Community Bank Community FDIC Trends 195