Sat.May 05, 2012 - Fri.May 11, 2012

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Risk Adjusted Return on Capital (RAROC) for Financial Institutions

Jeff For Banks

'How do you measure the profitability of lines of business, products, or customers? The simplest form is in dollars. But does that measure the profits against the investment required to generate those profits? For example, the riskiest banking products most likely deliver the greatest dollar profits, all other things being equal. At least until the risk comes to roost.

Capital 82
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Outsider ideas in the payment space. seldom really new.

Money and Payments

'One week ago Rabobank Nederland announced that it might de-activate the possibility to use their debit-card outside Europe, in an effort to eliminate fraud. And today the Financieele Dagblad has an article in which it becomes clear that an entrepreneur claims that this is actually his idea and not Rabo. He''s written the idea of functional/geographic application controls (including de-activation for certain geography) down as his idea, sent it to the Rabobank.

Fraud 28