Denver, Risk Management and Taxes - Community Banking Brief

US Bankcards Industry Benchmarking Trends: 2023 Q1 Update

FICO

JUNE 1, 2023

Rates typically peak after holiday shopping then come down as consumers receive their tax refunds and use it to pay down debt. If you are a Risk Manager, you should be reviewing lending strategies to ensure customers are receiving the right treatment across the lifecycle and getting the help that is needed if debts cannot be fulfilled.

Trends

Trends Industry US Cards

Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Jeff For Banks

JUNE 2, 2023

When the Taxpayer Relief Act of 1997 passed, the top capital gains tax rate was lowered, providing yet another incentive for equity speculators to pour money into the fledgling internet industry. I remember being at a Bank CEO Network event in Denver when CEO’s learned of this knowledge nugget. Some seemed panicked.

FDIC

FDIC Community Bank Regulation Lending

Community Banking Brief

US Bankcards Industry Benchmarking Trends: 2023 Q1 Update

Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

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