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Small banks: Big challenges and big opportunities

Abrigo

According to the Federal Reserve Bank of Kansas City , community banks’ deposit market share dropped to 15% in 2022 from 22% in 2013. Check out our 1071 compliance resources. Small banks play an even more significant role in rural communities, where community banks operate 72% of all branches and have two-thirds of all deposits.

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CFPB announces new appointments to advisory groups

CFPB Monitor

Dion Kidd Johnson, President, Chief Operating Officer and Chief Risk Officer, Western Bank, Alamogordo, NM. Cal Ratcliff, Senior Vice President, Chief Compliance Officer, Bank of North Carolina, High Point, NC. Trent Sorbe, President, Central Payments Division, Central Bank of Kansas City, Kansas City, MO.

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Loan Pricing: Must It Be So Complicated?

Jeff For Banks

Some are free, such as the one recently mentioned by my friend Dallas Wells of Asset Management Group, an ALCO consulting firm based in Kansas City. If your bank performs product profitability, a natural calculation from this model is operating cost per account based on type code. In comes the loan pricing models.