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Jim Reber: March sanity

Independent Banker

What this has to do with community bank investment management may not be readily apparent. Belly of the curve matters to community banks. More often, the two operate independently. First, the average duration of a community bank bond portfolio is more than four years right now. Register here.

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Regulation and Compliance: Ready for Review

Independent Banker

Anticipating what’s new for your community bank’s next field examination. This is particularly true for community banks preparing to undergo their next regulatory safety and soundness or compliance examination. increased operational risks. By Karen Hoffman. Be aware of existing or emerging risk concerns.

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At the Speed of Tech

Independent Banker

Employees serve the bank’s customers. Jason Lord, Sunmark Community Bank. SunMark Community Bank. At SunMark Community Bank in Hawkinsville, Ga., Jason Lord plays a central responsive role in sustaining systems operations in a fast-paced environment of continual change. Photo by Audra Melton.

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Excited To Help People

Independent Banker

Its staff had about 40 people, many of its procedures were manual, and its competition was stiff with about five community banks as head-to-head rivals. Today, a proud survivor of industry consolidation pressures, the bank has $250 million assets and operates 11 locations in five counties.

St. Louis 105
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Board succession planning after a merger

Independent Banker

We spoke with legal and financial experts about what questions community bank leaders should ask themselves pre-merger, what issues they may face and how they can build an even stronger financial institution. Combining two banks into one is a complex undertaking. What are their relationships to the bank?

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Who were ICBA’s Top Lenders of 2022?

Independent Banker

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. Photo by Linkes Photography. By Ed Avis.