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Oportun Personal Loans Review: For Borrowers With No Credit

MyBankTracker

APRs are lower than predatory lending options. While the loans are very expensive, they offer a middle ground between traditional loans and potentially predatory payday lending. You can receive the money in the following ways: mailed check prepaid debit card direct deposit to your bank account Reporting the Loan to Credit Bureaus.

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Acima Credit Review: Lease-to-Purchase Retail Financing

MyBankTracker

This lease-purchase option (or rental purchase) is an alternative to using a credit card or getting a personal loan. Depending on where you live, you’re also required to pay sales tax on each rental payment. This can include a driver’s license, state-approved ID card, military ID, or passport.

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