article thumbnail

Oportun Personal Loans Review: For Borrowers With No Credit

MyBankTracker

APRs are lower than predatory lending options. While the loans are very expensive, they offer a middle ground between traditional loans and potentially predatory payday lending. Unlike Oportun, traditional lenders usually look at your credit score when making a lending decision. Designed for borrowers with no credit.

Idaho 52
article thumbnail

Acima Credit Review: Lease-to-Purchase Retail Financing

MyBankTracker

Depending on where you live, you’re also required to pay sales tax on each rental payment. Best Banks for Personal Loans in Wisconsin for 2020. Lending Club Personal Loans Review. But your total lease payments do include the Acima cash price for a particular merchandise, and the cost of the lease service.

Retail 52
article thumbnail

Advocacy: Election Returns

Independent Banker

Around the Table—Wisconsin community bankers work with legislative staff members on Capitol Hill during ICBA’s Washington Policy Summit. Fair lending ruling. Keeping community banking interests front and center. By Courtney Schoenborn. Here’s an outline of the key activities ICBA’s advocacy team in Washington, D.C.,